A notary public is an official appointed by a state government to help prevent fraud when important documents are signed. A notary doesn't check whether a document is fair or legally correct. Their job is to confirm that the people signing are who they say they are, and that they're signing willingly.
What a notary actually does
When you bring a document to a notary, they will typically:
- Check your identity using a current government-issued photo ID, such as a driver's license or passport.
- Make sure you understand what you're signing and aren't being pressured.
- Watch you sign, or have you confirm that the signature already on the document is yours.
- Complete a notarial certificate, sign it, and apply their official seal or stamp.
- Record the notarization in a journal, where their state requires one.
The most common notarial acts
- Acknowledgment: you confirm to the notary that you signed the document voluntarily. Common for deeds and powers of attorney.
- Jurat: you swear or affirm that the contents of a document are true, then sign in front of the notary. Common for affidavits.
- Oath or affirmation: a spoken promise that a statement is true.
- Copy certification: some states let notaries certify that a copy matches the original.
What a notary can't do
Unless they are also a licensed attorney, a notary can't give legal advice, explain what a document means for you, or help you choose which form to use. A notary also can't notarize a document if they have a personal interest in it, and many states bar notarizing for close family members.
Types of notaries
- Traditional notary: you visit them at a bank, shipping store or office.
- Mobile notary: they travel to your home, office, hospital or care facility.
- Remote online notary (RON): you meet by live video, in states that authorize remote notarization.
- Loan signing agent: a notary trained to handle mortgage and refinance closing packages.
What to bring
Bring the complete, unsigned document (unless the notary tells you otherwise), a valid photo ID, and any other signers or witnesses the document requires.
Find a notary near you
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